FAQ's

What does critical illness insurance cover?

  • Supplemental insurance covers out-of-pocket costs that primary insurance does not fully address.
  • It provides income replacement which is critical when unable to work due to illness. The policy provides income replacement benefits, this helps replace lost income due to unpaid leave, covering bills and household expenses during time off.
  • Make lump-sum payments and ongoing benefits that allows you to focus on recovery without the constant worry of mounting medical bills or lost wages.
  • Provide Cash Benefits for Diagnosis: Upon diagnosis, you will receive a lump-sum cash payment of up to $50,000, which can be used to cover deductible, initial co-payments, or use as you wish among others.
  • Hospitalization and Surgery Benefits: help cover the costs of stay during surgery and recovery. The policy provide per day payment for hospitalization, which can amount to thousands of dollars
  • Cancer Treatment Coverage: Additionally, the supplemental policy provided coverage for certain cancer treatments not fully covered by primary health insurance, including some experimental therapies. This could help access treatment that might not have been affordable otherwise.

How do I file a claim? Just a phone call or an email will do it.

Are preexisting conditions covered? Yes

Can I customize my insurance plan? YesCan I customize my insurance plan? Yes

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